Chapter 256 Huang Xiaoliu’s second adventure
The sun sets in the west.
The afterglow shines on the ancient walls of Wangshu Fucheng.
On the neat and wide official road, there are caravans coming from afar.
A row of tamed demonic beasts that were about ten feet tall pulled a huge truck with heavy and slow steps, and their shadows stretched long on the ground.
A truck behind the team.
Several caravan guards gathered together and discussed in a brisk tone a happy place to go after returning to the city.
"Team Huang, we are planning to go back to Chunfeng Tower to cleanse ourselves from the dust. Do you want to come with us?"
Huang Xiaoliu, who was sitting in the back of the truck watching the sunset, was stunned for a moment before he came back to his senses.
"No need, a cup of tea at Chunfeng Tower costs three spiritual stones, and ordering a girl costs ten spiritual stones to start. I can't afford to go.
With that spiritual stone, I might as well practice a little longer. "
"Hey, Captain Huang, your life is very tight these days, and our subordinates are all worried about you.
It’s not like Datong Club is urging you to repay your debts. There are still people rushing to repay their debts these days. "
"Yes, I heard that the Datong Society will be gone soon. Captain Huang, the spiritual stones you have returned over the years may have been in vain."
"That's right, I heard that almost all the fake elixirs and real people who owe Datong Hui millions of spiritual stones have defaulted on their debts. Datong Hui can't even hire the manpower to collect debts."
A group of guards talked all over the place, talking about Team Huang's pedantry and lack of flexibility.
Huang Xiaoliu didn't comment, just smiled and said:
"This is the last debt. After it is paid off, I won't owe anyone anything. Even if they don't press me, if it hadn't been for the Datong Association, I wouldn't have had the chance to make a breakthrough.
As a human being, you should have peace of mind. "
"Tsk tsk, Team Yellow is still open."
"But this is also what I admire most about Captain Huang. When I wanted to join the caravan, my uncle who was in charge of the caravan was the first person who recommended me to Captain Huang.
Not only is his strength outstanding, his conduct as a person is beyond praise. "
"Zhang Min! Can you stop talking about your uncle? You want to say it eight hundred times a day."
"If you are able, you can find an uncle who will be in charge. I am happy to have an uncle."
"Ha ha……"
Several guards who had experienced calamity cultivation and were considered close friends between life and death were noisy and laughed heartily.
Huang Xiaoliu rested his head on the goods and couldn't help but have a smile on his lips.
A Foundation Establishment Pill back then was worth about 10,000 spirit stones according to the market price. He paid it back for a full seventeen years, totaling about 30,000 spirit stones, and the hard work he put in was far more than this few spirit stones.
After half-freely and half-forced to join Palace Master Chu's Demon Slayer Army, they, the foundation-building monks, had to do the hardest and most tiring work, earning the least and lowest spiritual stones.
In the past ten years of his military career, he has lost nearly half of his comrades, and he has experienced life and death several times. He personally ended his life with three second-level demon beasts, and he has faced the third-level demon king many times.
But he still hasn't paid off a spiritual stone for the Foundation Establishment Pill.
Originally it was enough, but the in-laws of Palace Master Chu who occupied high positions in the Demon Slayer Army had their military merits and salaries intercepted.
There was a pay dispute before, but I don't know how it was resolved in the end. I heard that even Palace Master Chu came forward.
But the monks who led the trouble never appeared again.
Afterwards, their salaries were slightly improved, and fewer people made trouble.
It's not that I don't want to make trouble, it's just that the price is too heavy.
After all, the arms couldn't twist the thighs.
Not to mention that they don't even have arms, at most they are just hair.
Later, the beast tide subsided, and the demon-killing army was disbanded.
It has been more than eight years since he joined the current caravan as the guard captain relying on his qualifications in the Demon Slayer Army.
His boss gives him two thousand spirit stones every year, and he usually works in the trading company, but he has to go out on two security missions a year. If he encounters a robbery on the way, he will get additional subsidies.
But he needs spiritual stones for his daily practice, and he also needs to subsidize the life and practice of his relatives at home. In addition, he has to pay off debts, so his life has been tight.
The Huang family still rents a house to this day.
Huang Xiaoliu thought about these magnificent ten years and thought about paying off his debts soon. He felt as if he had let go of a huge stone in his heart and was full of confidence in the future.
No matter what, he was more grateful than complaining about Datonghui.
If there was no Datong Hui, he would still be far away from the day of foundation building. He might have brought his family back to the Huang family to continue farming for the old master and young master.
After all, although the city is nice, life is not easy.
And he will be able to take root in Fucheng immediately. If a descendant of the Huang family has good qualifications, he can study in Fucheng in the future and have the opportunity to join Xuanyang Sect.
Even if you can't join Xuanyang Sect, you still have a good chance of joining some Jindan Sect as a disciple.
Those Jindan sects all have gyms in Fucheng specifically for recruiting disciples. With his current strength and status, he is already qualified to recommend his disciples to join, without having to go through the most common test channel.
Being able to do all this is thanks to Datong for giving him a chance.
So when most monks chose to default on their debts, he chose to be a fool in the eyes of others.
There are two main reasons for this.
He was born as a farmer and was most afraid of being in debt.
Because he has seen too many people become debtors and their entire families become their slaves, never to recover from their debts.
So after he owed the spirit stone, even if no one urged him, he always wanted to pay it back as soon as possible.
The other one is still afraid of debt collection and revenge.
No matter how down-and-out the Datong Club is, its stewards are all Jindan masters, and I heard that the president is even a master at the pinnacle of Jindan.
A skinny camel is bigger than a horse.
As a foundation-building monk, he is already a remarkable figure in the eyes of ordinary people, but in the eyes of such people, he is no different from ordinary people.
So even if the spiritual stones he paid back every year were a little less, even if the interest calculation method of Datonghui was quite high, and a foundation-building pill cost several times, he never thought about not paying it back.
Now I am finally free.
Soon, Huang Xiaoliu followed the caravan into the city and went to the trading house to receive the reward for the mission. The other members of the escort team walked shoulder to shoulder and walked to Chunfeng Tower laughing and joking.
He went to the street to buy some gadgets and gifts, and then returned to the small courtyard where the Huang family rented.
It was already dark now.
Sitting on the threshold was the grandson of the second brother's family. He was four or five years old, playing with a small wooden sword and making a whistling sound.
Several brothers and sisters in the family all got married. Later, through his relationship, they all found jobs to make ends meet, and moved out when they had income. But everyone was not far away, and they could gather together just by saying hello when something happened.
He has not yet married, so he lives with his parents.
This child should have been brought here after he went on a mission. The second brother and the others were afraid that his parents' home would be too deserted, so they all took turns to take care of him.
"Grandpa Six!"
The little grandson has remembered Huang Xiaoliu's appearance since he was a child.
Every time I return home, I will be taught face to face by my parents, grandparents, and I don’t have to know anyone in the family, except for the youngest Grandpa Six, I must get to know him, and I must be more respectful to him than my own parents. .
Huang Xiaoliu smiled and touched his little grandson's head, turned his palm over, took out a candy and stuffed it into his mouth.
"Why are you sitting at the door and playing? Have you eaten?"
The little grandson happily inhaled the sweetness of the candy, patted his belly, and said with some pride:
"Eat. I ate a big chicken drumstick. My great-grandmother gave it to me."
"Very good. The more you eat, the faster you will grow up."
Huang Xiaoliu pinched his grandson's face with a smile, held his hand and entered the door.
"Dad, Mom, I'm back."
Huang Xiaoliu's parents came out when they heard the noise. Also coming out were his second brother and second sister-in-law, who were in their sixties, as well as their youngest son and daughter-in-law.
"Xiao Liuzi, it's good to come back, it's good to come back!"
Although the second elder has some cultivation, it is not very high. In addition, he worked too much in his youth. Now, at almost ninety years old, he walks a little shaky and needs a cane to support him.
By the candlelight in the room, they held Huang Xiaoliu's hand and looked up and down. They breathed a sigh of relief when they saw that he was complete, with no missing parts.
It is not easy to guard a caravan. Every time you go on a mission, you have to lose a few lives.
The two elders were constantly worried about their younger son.
"Sixth Brother (Sixth Uncle)."
After the second elder brother and his son finished chatting, the second elder brother and his family greeted him softly, with some caution and respect in their tone.
Huang Xiaoliu nodded slightly towards the two of them.
"Second brother, second sister-in-law, thank you for taking care of your parents."
Seeing that the hair of the second brother and sister-in-law has turned gray, he is still young and strong, even younger than their youngest son.
Huang Xiaoliu suddenly felt the ruthlessness of time.
One day, these relatives will leave him.
"It should, it should, and it's not just us, other brothers and sisters often come to visit our parents."
The second brother and his family gave him warm smiles, and it seemed that hearing Huang Xiaoliu's recognition was better than any reward.
Several other brothers and sisters who heard the news also arrived one after another.
Because of Huang Xiaoliu's return, this small courtyard was packed with people, bursting with great vitality, and laughter echoed through the middle of the night.
That night, Huang Xiaoliu had a peaceful sleep.
The last reason why he worked hard to pay back the money was because of these family members.
He didn't want to bring down the whole family because of his original selfishness.
…
the next day.
Huang Xiaoliu got up early, took the bonus from this mission, and arrived at the Datonghui headquarters early.
Just as he arrived at the door, Huang Xiaoliu noticed a huge difference from before.
When he came to return the spiritual stone, the door of the Datonghui headquarters was closed, and he had to knock on the door for a while before the manager belatedly opened the door, welcomed him in, showed him the bill, and then transferred the money. , calculate the next repayment balance.
Supervisor Gui is very meticulous in his work. Although he is the only one, the accounts are very clear and he never keeps random accounts.
He secretly wrote down the accounts and asked people for calculations in private. Every time he was accurate, he was completely relieved that he was in charge.
But this time, he actually found that he had to queue up!
When will I have to queue up to pay back money to Datonghui? !
Huang Xiaoliu didn't understand, but was shocked.
He knew that a major event must have happened during the time he left for Datong Club to undergo its current changes.
But he had long been accustomed to silence.
Since you need to queue up, it's just a little late. It's the last payment anyway.
He lined up silently at the back of the line, but the chatter in front still reached his ears like flies.
"What! Four million and seven hundred thousand spiritual stones, when did I owe so much?! I obviously paid back more than one million before, but I only owe one million."
"Director, do you really think I'm easy to bully?!"
The suppressed momentum rose, and together with the huge number just now, Huang Xiaoliu suddenly became excited.
Good guy, tens of thousands of spiritual stones have cost him more than ten years. This guy actually owes more than four million. How long will it take to pay him back?
He looked up and saw that the person in charge of collecting payments was still the supervisor.
Director Gui did not look as sluggish as before, but was full of energy. He was still smiling when facing a fake alchemy monk who was about to explode.
"Fellow Daoist Jin, Datong has always been honest and has clear accounts. Since seven years ago, there has been no movement on the one million spirit stones you owe. According to the accumulated interest of 25% signed before, you should pay back Four million seven hundred and sixty-eight thousand three hundred and seventy-one and a half spiritual stones.
However, our president is magnanimous and says that we won’t take any change. You still owe four hundred, seventy-six, eight thousand, three hundred and seventy-one spiritual stones. "
People present: "..."
Madhu, for a fraction of half a spiritual stone, please tell me a bit!
"How come there are so many? How come there are so many?"
The fake alchemy monk stared at the accounts pointed out by Gui Shou. There were clearly calculated numbers on them. A storm arose in his mind and he made crazy calculations.
In the end, he seemed to have suffered a bigger blow than the thunder disaster, and he felt a little delirious for a while.
"I!!!"
Seeing that the huge debt cannot be repaid, the fake alchemy monk becomes evil and will do some irrational behavior.
But seeing Gui Shou's smiling face, he felt like a basin of cold water was poured on his head.
Director Gui in front of him is not scary, but President Bai behind him is the most scary.
When a Nascent Soul Master is willing to reason with you and abide by the rules, you'd better honestly reason with him and abide by the rules.
Otherwise, when True Lord Nascent Soul does not follow the rules, no one will be able to bear the consequences.
At least he couldn't bear it.
"...I can't afford it!"
The fake elixir monk's breath weakened and he lowered his proud head.
When facing the third-level demon king back then, he was still able to move forward with high spirits and hit the demon king's head with his spiritual skills.
But faced with such a huge debt, he could only bow his head and admit defeat.
"This is not a problem. Datong Association has special solutions for customers like Taoist friends who cannot repay."
"The first one is still an installment payment. The amount is calculated based on the current debt, which can be divided into one hundred installments, one installment per year, and the interest is still 25%.
Taoist friends can choose to put the capital first and then rest, or they can choose to rest first and then the capital.
The former has higher repayments in the early stage, but the more you repay, the easier it becomes. The latter has smaller repayments in the early stage, but will be more stressful later on. "
"The second one is to sign a one-hundred-year employment contract with our Datong Association. Within one hundred years, we will be driven by the Datong Association. If you are still alive after a hundred years, the debts between Taoist friends and our Datong Association will be settled."
"Seven years, just seven years..."
The fake alchemy monk murmured to himself in disbelief.
Gui Shou watched with cold eyes, and even sneered in his heart.
If you repay the debt honestly, according to the ten-year contract, you will only have to repay a total of 2.5 million spirit stones, which is a real 25% interest.
Even if it is not repaid in ten years, the remaining spirit stones will be re-accumulated according to the new debt interest. This number will never be too scary, at most it will be doubled.
In fact, if you do this, you may not even be able to recover the cost.
After all, on the way to practice, if they accidentally encounter disaster and die midway, less than 30% of the monks who can truly pay off a debt cycle are probably less than 30%.
But these guys actually dared to look on coldly at the most difficult time of the Datong Association, and even had the idea of defaulting on the debt. Then they would have to taste the pain of compound interest.
"Fellow Daoist Jin, there are two options, please choose."
Gui Shou said seemingly unintentionally:
"Fellow Daoist Jin, please don't think that it will be over once you die. Our president has explained that if the debtor dies intentionally because he defaulted on his debt, then the debt will be deferred to his sect and family."
The fake elixir monk surnamed Jin laughed miserably.
"Back then, when the Demon Slayer Army was so dangerous, I survived. I don't believe that your Datong Association can torture me to death in the next hundred years. I choose the second one!"
Gui Shou reached out to the back hall and said calmly:
"Fellow Daoist Jin, since you have made the second choice, please go back and sign a contract with our president in person."
When the monk surnamed Jin heard that True Lord Nascent Soul was stationed at the rear, his last thoughts of resistance disappeared and he staggered back.
Gui Shou looked away, knowing that this guy was about to suffer the same treatment as before, and was forced to hand over his soul, and his life and death would be in human hands from now on.
As for the one-hundred-year period, naturally some people can survive, but the chances are probably slim.
Huang Xiaoliu, who was standing at the back, watched helplessly as a superior fake Danzhenren turned into a servant-like role.
He swallowed secretly, his heart beating wildly, and he was extremely happy.
Fortunately, he was too timid to default on his debt.
Otherwise, even the fake elixir and the real person will not be able to repudiate the debt, so who is he?
Next, almost all the fake elixir cultivators chose the second option, and a few chose the Spiritual Returning Stone.
But they'll soon find that the crushing debt will set them back on the right path.
On the other hand, foundation-building monks accumulated much less debt.
Most of them have the same concerns as Huang Xiaoliu, thinking that if Datong falls into decline, it will not be easy to deal with a few foundation-building monks.
Although these people are not like Huang Xiaoliu, they still pay back part of their debt every now and then, so the debt they owe is not too much.
Slowly it was Huang Xiaoliu's turn.
Gui Shou recognized this honest guy at a glance, and the smile on his face was a bit sincere.
"It's you."
Huang Xiaoliu showed a respectful smile and placed a storage bag in front of Gui Shou.
"Senior, this junior's name is Huang Xiaoliu. This is the last spiritual stone I owe."
"I know."
Gui Shou didn't even look at it and put away the storage bag casually.
"Huang Xiaoliu, right?"
"Yes, senior."
"Where do you work now?"
"Chen's Trading Company."
Huang Xiaoliu answered honestly.
"Are you interested in changing your job? Our president heard that there is a fool who repays the loan in installments, and he is quite interested in you."
Gui Shou said with a smile.
The hairs on Huang Xiaoliu's back suddenly stood up, and he felt that everyone behind him was holding their breath for an instant, the air suddenly became quiet, and pairs of blazing eyes were staring at the back of his head.
"The trading company treats the juniors very well..."
Huang Xiaoliu hesitated and declined politely:
"Please allow me, junior, to think about it."
"It's okay. Come here after you think about it carefully. Datong will need people like you. The door will be open to you at any time."
Gui Shou is very talkative.
"Thank you, senior."
Huang Xiaoliu resigned in confusion.
As soon as he walked out of the gate of Datong Hall, a group of people gathered around him.
"Where is your fellow Taoist fairyland? I heard your fellow Taoist's accent sound a bit familiar just now. We may be fellow villagers."
"Have you ever been married? It doesn't matter. I have a little sister who is twenty-eight years old and very beautiful. I would like to get to know you."
"Little brother, I am Chen Baili, the steward of the owner of Chen Family Trading Company. Why don't we talk in detail."
"Damn it, fellow Daoist Huang! My surname is also Huang, and I hit it off with you. I would like to become a brother with the same surname as you!"
…
The sound was chaotic, making Huang Xiaoliu feel as if he had become the focus of the world.
He raised his head in confusion, feeling that the world was crazy.