Chapter 406

(Note: In the first episode, Teresa and Yuyli paid a total of 13.1 billion won [130x2x160 = 41600] for each of the 13 billion raid games. I hope you do not have a mistake.)

For the first time, the account balance was zero. Even when it was a long time ago, even when I was a dealer, I never had a zero account balance.

Again, the total amount of property was not reduced. But he focused his assets on spot or real estate. The amount of cash held was small compared to total assets. Until now, there was nothing wrong with it, but when the various things came together at the same time with Choi 's research investment, the cash that I put in my bankbook finally came to the bottom.

"No loans."

"Will not you?"

"I can not help it. But if you know that you have been loaned, it's a strange rumor. "

Let's say that a person known to be overflowing with money has a sudden loan. Beginning with the raid support team, it affects the morale of a large number of employees who rely on the company, such as research complexes.

Jae-woong's fortunes are still solid, and only short-term cash liquidity is a coincidence of a few variables, which shows that the cash balance has bottomed out, but people can not even understand such details. They will imagine themselves and become uneasy.

"What did I say? You have a little bit of cash to think about. So this is it. "

The sister who heard the matter kicked his tongue.

"Does a person whose gross assets exceed a certain level have less than 10 trillion won in cash? Your asset managers do not know what they are doing. "

"I need to increase my cash reserves."

"So you do not have any cash now?"

"It costs about $ 20 million a month to install safety zones … … "

"Not much."

"I have not had a few installations yet. If I knew this, I would be diligent to install it. "

"Do not you want to sell a few crystals as soon as you can?"

"Well, Choi, the boss asked me to get out of a hurry, so … … "

The cash flow problem is completely solved even if only one or two are sold. But Choi, who does not know the situation. I became the president and said, 'This is my situation.It is sold to the side.

"Is there another place to spend money?"

"There is no one. Oh right. I told him to build a large apartment complex where research staff can live in. What about this? "

"Do not put out the construction money at once, but only the start time. It will be enough to use the safety zone coming in next month. "

The sister was wearing her arms and her face was tight.

"I can not do this. I have to take a look at how you manage your assets. Take your financial statement. "

"But I have been able to discuss it with Hyogu … … "

"It is not the same thing that you do not waste and manage efficiently. She is a smart woman, but she does not know her wealth management? I do not think you've ever studied. "

Jae-woong is very big in spending. But compared to earning, it is not much to write. Therefore, even if you use whatever you want, you do not lose your fortune but rather just blow it up.

But managing property is a different matter. He did not know how to effectively change his form and distribute it. I did not even invest in making money with the money I earned.

"Unbelievable! What the hell was your property manager doing? "

She was amazed by the fact that she had spent the night and reviewed her financial statements.

A person whose estimated property exceeded one degree, the revenue source was only raid and safety zone. The profit earned from bank interest or equity investment was insignificant compared to the total assets.

"It's like looking at the financial statements of an old oil conglomerate. So, if the value of the crystal falls, what do you do to manage your property like this? "

"Is not that something?"

"Yes, but you are managing your property too inefficiently."

I was listening quietly by the side where there was a corner of the prince.

"I do not have a place to invest, why do I keep the property so bad? Once you have a big problem, you're building crystals. It does not make any sense. I do not want to sell it, make cash, invest in it, or invest in real estate. "

“…….”"You must constantly circulate your money to multiply your wealth and become a virtuous circle in this country and in the world economy. It is useless to stay in a warehouse. It is enough to save it secretly. "

"Well, it was all money … … "

"It was just too much money. That's a big problem. "

In detail, the managers who manage the property of Jae-woong were not necessarily incompetent. They were merely responsible for bringing the total amount and distribution of property to life.

Although the ratio of cash holdings was lower than that of total assets, the absolute amount exceeded several trillions, so I did not think that property managers would be a big problem. Because it is not a corporation but a personal property.

I have not learned anything like the methodology of professionally managing property. If you earn 1 trillion won, it is about 10 billion won. There was no interest in how the cash portion of total assets would cause liquidity problems.

This time I realized that she was more aggressive than Hyeong – woong and discussed with.

"Now, let's refer to this in the future. It would be nice if you could write a more detailed plan, but that would be enough. "

– Real estate investment: 20% – Corporate investment: 35% – Reservation cash: 15% – Financial investment: 20% – Social contribution: 5% – Other expenses: 5% If you hire people and give them directions, I'll take care of them. At that time, depending on the circumstances, the ratio can be adjusted. "

"Well, I mean, if you sell a crystal, you earn 1 trillion won, and you want to invest 200 billion in real estate investment and 350 billion in corporate investment."

"right."

"What do you invest in real estate? I do not need the land … … "

"The earth does not change. In order for a person to live, the land must first exist. House, company, market, all facilities can not be built without land. "

“…….”"It is not about investing in any land. I am investing in a land worthy of it, decades and even hundreds of years, to be the main force of the country. Do you know how much you can invest in not only this country but also foreign countries? "

Then she added sincerely.

"Of course the best land is Honam Plain. Never sell the land, but give it to your descendants. "

All right.

Business investment seemed to know what Jae Woong means. Instead of accumulating cash, it would mean buying a healthy company that can generate stable returns in the long run. 5% of the social contribution is convinced, and other expenditure 5% is a kind of 'living expenses'.

"It's not something you can share with just six of them, but it seems like you managed to manage your assets too tightly, which would be very helpful. After that, you'll have to go through the categories yourself. "

All right. But what is this finance 20%? "

"I can not afford to lose the financial business in the world right now. No industry will go back without money. That's not to ask the commoners to play money. "

"Are you talking about the PARKS bank you operate?"

"Oh, you know Mrs.

PARKS Bank is a large investment bank headquartered in the United States. Do not deal with the public or business, but deal with the bank or government as the main customer. The modern Abu Dhabi royal family was the major shareholder of PARKS Bank.

"I have to run one of these if you can. That way I can occupy the industrial structure as I want. "

"I am not confident in the management … … "

"Operation does not necessarily mean direct management. You can buy one or the other, or you can set up a professional manager. If only the owner is in good spirits, the organization will roll well. "

For a few days, Jae Woongung received a special lecture on asset management from Aescula. It was an opportunity to realize how the UAE was able to overcome difficulties and make a second leap when oil civilization collapsed due to its crystallization.

As the value of oil falls, other oil producing nations in the Middle East are simply scrambling for the money they have earned up to that time. In the meantime, many countries have failed to change their consumption patterns.

"Money is always a deliberate and efficient way to do things when you can not do well, when you do well. If saving and saving are unplanned, life becomes short, and if luxury is planned, we can get richness of mind. There is no unconditional. Savings are just as good, and luxury is as bad as people with short-sighted thinking. "

He added, "I will focus on the influence of Jae Woong in the domestic economy.

"And you have to get some luxury. The economy of this country is going well. How did you build this house, build a research complex, and have a positive impact on the economy of this country? "

Finally, she emphasized one important point.

"Well, you can always hold about 300 trillion won at any time. A man has to have a wallet and buy confidence. "

* * * When I hear the sound of high heels, I have red hair. The researchers who laughed and rushed away stopped breathing as soon as the eyes met.

"That person is a researcher?"

"Wow, right? Is not it a doll? "

"I just heard it. I did not realize it was that way. … . Why do you have a celebrity with that face? "

Nami, who walked away with the nerves of the people, walked to the destination. I knocked at the door and the voice came back. Carefully opened the door, he sat down at his desk and wrestled with his laptop. His face becomes brighter.

"Ah, Nami?"

"how are you?"

Sure do. When did you come to Japan? "

"I arrived thirty minutes ago."

Nami currently has three statuses. One is a monster controller, one is a Zenith attacker, and the last one is Hyogo Institute of Industry Research.

"I'm here. I do not have people but I have to borrow a cat's hand, and it would be a big help if Mr. Nami participated. "

no

Nami is now playing the familiar smile, and he has gotten his word.

"I think I can get a big help."

============================ Late Works ==================== ======== The shortage of cash is because I did not reserve cash for the property of the protagonist, and suddenly I needed big money. In asset management, liquidity is actually a very important issue. The protagonist has exceeded the estimated value of 1 (though I was tired while evaluating the assets while we were setting up the set-_-), and the amount of cash held was less than 10 trillion won. It was a very inefficient property management.

I tried to lightly handle the point with a sitcom, but I do not seem to have produced enough of that intention. I do not think I have enough of my writing yet.

00407 Spy is femme fatale?