Chapter 152 Mobile Payment
As a result, He Yunxiao spent a long time but could not get sister Zi Ruo to agree to her night trip to Fan Mansion.
He Yunxiao is not in a hurry. The days to come are still very long, and there will be plenty of time for them to rub their hair together. Moreover, he still has to implement a passive strategy, and it is not good to be too proactive.
After sending Fan Ziruo back to Fan Mansion, He Yunxiao bought some delicious and fun things for Nanzhu's wife before entering the palace as usual.
He Yunxiao remembered that he planned to take Nanzhu out of the palace tomorrow, so he paid special attention when shopping and bought a small and cute veil for Nanzhu's wife. I specially chose something with a thicker texture, in order to cover Nanzhu’s wife’s little face.
Today, after having the experience of taking sister Zi Ruo out to play, He Yunxiao deeply felt the trouble of the heroine's halo and the importance of the veil.
Where Zi Ruo's sister stood, she was the natural center of attention, and both those with eyes and those without eyes would come to interfere.
I will take Nan Zhu out to play tomorrow. With her capital, she will have to walk from the street to the end of the street to transform the "Yin Jing Four Flowers" into the "Five Beauties".
What's more, bringing Nanzhu out to play is an illegal act in itself. Even if there are very few people who know Nanzhu, it is best to wear a veil just in case.
He Yunxiao stood in the cloth store and took a fancy to a light cyan veil with a good style and texture. However, after picking and choosing, He Yunxiao suddenly discovered that the light yellow veil next door was also very good. Next door, the sky blue one seems to work too...
For a time, these veils made He Yunxiao have trouble choosing.
If it’s hard to choose, don’t choose. Just want them all!
He Yunxiao copied five pieces of veil and said: "Boss, settle the bill."
A clerk soon arrived in the store. While packing He Yunxiao's veil, he led him to the cashier's office to settle the bill.
The accountant said: "Sir, five taels of silver."
One tael of silver and a veil are extremely expensive.
If it were normal, He Yunxiao probably wouldn't talk much. But recently, he was worried about Sister Jiang's redemption money. He only spent five taels of money to buy a few silk pieces, which really made He Yunxiao unable to help but complain.
“Boss, is your veil made of gold, or is the silk fabric made of gold, or is the stitching made of gold?”
"Sir, look at the embroidery on this cloth, which is based on the original handwriting of Miss Xuemei. Every stitch and every thread was done by the embroiderer. You think it's expensive, but I still think it's expensive."
Xuemei...
Han Linshuang...
One of the Four Flowers of Yin Jing, one of the heroines in the original book, the beloved daughter of Prime Minister Han Wenxin...
The original book describes her appearance as follows: hair as long as night, skin as white as snow, lips as red as plums.
He Yunxiao was secretly glad that according to the current development, he should have nothing to do with her...
I don’t even plan to attack Miss Antidote, let alone Han Linshuang, whom I have never met before.
Since this veil is blessed by the heroine, He Yunxiao has nothing to say about selling it for a tael of silver.
It was getting late now, and everyone in Nanzhu was probably impatient. He Yunxiao decisively paid the bill and prepared to go to the palace.
As a result, when He Yunxiao paid, another accident happened. He found that he only had large banknotes left and no scraps of silver left.
I have no choice but to pay with big money.
I gave the accountant a hundred taels of banknotes, and he thoughtfully found a pile of broken banknotes.
Fifty taels, thirty taels, ten taels, three pieces of silver, one tael of silver, two pieces of silver, exactly ninety-five taels.
He Yunxiao was quite surprised when he saw the thirty-tael banknote. After all, in his previous life, there was no such size as thirty yuan.
After taking a closer look, He Yunxiao discovered the clue.
This thirty yuan note, like the other banknotes, does not belong to the same bank. He Yunxiao looked at it again and found that there was more. These six banknotes belong to four banks. The only thing they have in common is that they all bear the seal of the Ministry of Revenue.
Good guy, He Yunxiao doesn't pay much attention when he usually spends money. He subconsciously believed that this paper money should be issued by the imperial court and unified throughout the country. I didn’t expect it to be the case, and it hasn’t developed to that stage yet.
He Yunxiao held the veil in his hand, carried the banknotes and broken silver, and boarded the Marquis's carriage. He couldn't help but sigh again at the convenience of modern life.
Mobile payment is so convenient...
He Yunxiao:?
He Yunxiao:? ? ?
The groom's whip was already waving in the air, ready to run towards the palace at full speed as soon as his young master got into the carriage. It's really annoying for the young master to take the ladies in the car. He walks so slowly, even a dog can drive him. Why do you want me to be so fast?
Ma De quickly raised the whip for a long time, but he still couldn't wait for the young master to get in the car.
When he turned around, he saw He Yunxiao holding the carriage rail with one hand, one foot on the carriage, and the other on the ground. He was completely dumbfounded, just frozen.
"Master? Master?"
He Yunxiao continued to freeze and squeezed out words from his mouth: "Don't talk."
"Oh... Young Master? Young Master, are you going to the palace? Or to the Chunfeng Tower? Or to the little willow tree courtyard by the river? Or to go back to Lujiao Academy?"
He Yunxiao was so annoyed by the groom that he had to stop thinking and get on the carriage. He slapped the groom on the head, then sat in the car and said: "Imperial Palace. Slow down."
After a while.
"Slow the fuck down!"
The carriage finally stabilized, and He Yunxiao had time to collect his thoughts.
When he was paying just now, he suddenly had an idea and thought, what would happen if he made an ancient version of mobile payment?
This is definitely impossible to do, and there was no Internet in ancient times. But you can't do "move", you can do "payment".
Since you don’t know how to make money by selling things, you might as well “make” money yourself.
I won't make money from you, so why don't you just give me the money?
But He Yunxiao immediately thought that even if you open a bank, you need a lot of capital, otherwise you can't issue silver bills, let alone attract others to deposit money.
And if you issue silver bills, you still need to go through the review process of the Ministry of Revenue, which is not a one-day job.
If you want everyone to deposit money here, you need more money. It seems to be stuck in a dead end.
He Yunxiao thought for a long time, and finally rejected the idea of opening a bank.
With his current strength, opening a bank is purely beyond his ability.
But what is not a bank, but can attract deposits?
Game coins!
It's game coins!
Or call it "coupons" or "supermarket cards", it doesn't matter!
Anyway, their essence is to use money to exchange for another thing in advance, and then use this thing to consume!
As long as consumers are given a little discount, then people who exchange "supermarket cards" will definitely flock to it!
This trick is equivalent to using a little interest rate spread to attract deposits in disguise.
He Yunxiao doesn't have the savings mindset of the ancients.
He doesn't care about the exchange rate difference that is lost.
Even if the merchants are given a little more discount for using the "supermarket card", it doesn't matter.
As long as the deposit plate is large enough to maintain the amount of money that merchants exchange for consumers, this game can continue.
You can even use the huge amount of deposits to make high-profit investments and make up for the lost interest rate difference in a blink of an eye.
Even if you are about to play it down, as long as you start to bind various interest groups and make yourself "too big to fail", the game can continue.
He Yunxiao was secretly excited.
If it is used properly, let alone Sister Jiang's 10,000 taels of silver to redeem herself, even the entire Yinjing City can be bought at will!