Chapter 416 Want to invest
Entering Wu Zaisheng's office, he exchanged pleasantries with Ye Ronghuan, and when they were seated, Ye Ronghuan hurriedly talked about the topic.
"Wu Ershao, Rong Ye Xing has indeed encountered difficulties. It has taken too many steps, which has caused some problems in capital turnover. Now the expansion of Rong Ye Xing has reached a critical moment, and the flow of funds must not be cut off. That's why I asked Jardine Bank made a loan."
Rongyehang has developed very rapidly during this period, and a large amount of money has been spent on the construction of storage and trading centers. This kind of development model is no problem, and it is a very safe path. However, Ye Ronghuan also has the common problem of businessmen, who likes to play with leverage. The number of tea cups will always be far greater than the lid.
A large amount of money was invested in hardware, which also led to the capital turnover of Rong Ye Hong.
Ye Ronghuan should be in a hurry, otherwise he wouldn't need to find Wu Zaisheng to take a shortcut, and just go through the formal procedures of the bank. He probably couldn't wait for the time to go through the procedures.
It is difficult for overseas Chinese businessmen to obtain loans from foreigners' banks, which has nothing to do with discrimination.
As a businessman, whoever gives him money is God. It doesn't matter if the skin color is different, even the species is different. The reason why it is not easy to get loans is because most Chinese businessmen have not integrated into the credit system of Western banks.
Even if Nanyi hadn't read Rongyehang's account books, he could guess that Rongyehang's usual business transactions were mostly in cash, which had the advantage of paying less taxes, but the disadvantage of not having a beautiful bank statement.
There is no good bank statement, and most Chinese businessmen don't like to deal with banks. Many companies have zero credit with banks, so it is not easy to get a loan.
Among the Chinese in Europe and America, there are not all kinds of banks that have been transformed from money houses, but these banks all have one thing in common, that is, they are small, with small circles, less business volume, and less capital.
As far as Nanyi knows, the Wu family's Jardine Bank is considered to be relatively strong among Chinese banks.
In other words, it is not wrong for Ye Ronghuan to find Jardine Bank and Wu Zaisheng. Although the previous Wu Zaisheng showed that he didn't care about the Wu family's affairs, and only cared about his Jinggexuan stall, it seemed that he could not affect the Wu family's business.
But Jardine Bank is different. The reorganization of Jardine Bank into Jardine Bank was managed by Wu Zaisheng's father, Wu Fuxing, and the middle and senior management of the bank are basically the old people left by Wu Fuxing. After Wu Fuxing and his wife died Well, Wu Jingyuan didn't call Jardine Bank into the hands of Wu Zhenkai's father, but managed it himself.
Therefore, the middle and senior management of Jardine Bank are still the old people who followed Wu Fuxing back then, and Wu Zaisheng could still be useful if he stepped forward.
Wu Zaisheng pondered for a while, and said, "Boss Ye, I don't know exactly how much money you want."
Seeing that Wu Zaisheng wanted to let go, Ye Ronghuan hurriedly said: "It only takes 1 million pounds to let me survive for two or three months. After this period of time, I will be able to recover."
"The money is not much, but Boss Ye, I also have my own difficulties. It is not convenient for me to intervene in the affairs of Jardine Bank."
As soon as Wu Zaisheng finished speaking, Ye Ronghuan's face changed to ugly in an instant, but before his change was over, his face changed to beautiful again.
Because of Wu Zaisheng's turning point.
"However, the money you want is not without a solution." Wu Zaisheng pointed to Guidance Yi, "My brother Ah Hao, you have also met him, he has a lot of spare money in his hand, you can talk about it."
When Wu Zaisheng's voice fell again, Ye Ronghuan looked at Nanyi expectantly.
Nan Yi nodded at him, and said lightly: "Boss Ye, if you need money, I can lend it to you, and the interest is not as high as yours, let alone one cent per month [here refers to 10%, there are many sayings about one cent interest, If it appears in the book again, the default is 10%] This kind of excessive interest. 1.5 million, I will lend you three months, and you can just repay me 1.6 million at that time."
"Song Sheng, thank you so much. With your money, I can get through this difficult time." Ye Ronghuan said excitedly.
"Boss Ye, the funding problem has been solved. Your Rongyehang will definitely be able to make great strides. After London is on the track, you can move on to the next city. I believe that Rongyehang will become the largest Chinese food supplier in England in a short time. "Nan Yi said with a flattering tone.
Ye Ronghuan was flattered, quickly waved his hands and said modestly: "Sheng Song praises me, I can't afford such a high evaluation."
Ye Ronghuan was still very happy about Nanyi's high evaluation of Rong Yexing. No one can't help but be happy when the cause he has fought for is affirmed by others and given a high evaluation.
However, Ye Ronghuan will not be overwhelmed by a compliment. Although Rong Yexing has become the leader in Birmingham, it is not bad if his Rong Yexing can squeeze into the top ten of the food supermarket in the whole of England. He dare not underestimate the heroes of the world, he will not have the illusion that the heroes of the world are Wei Huan'er.
Although from the moment he rushed out of Birmingham, he had set an ambitious goal of becoming the leader of the Eagles, but that was a long-term goal, and the most important thing right now was to gain a firm foothold in London.
Wanting to be the number one in the Eagle Country is not easy. It has just stepped out of Birmingham to open up a second base, and the funds are stretched. I don't know how many difficulties are waiting in the future.
Thinking of this, Ye Ronghuan said helplessly: "Song Sheng, in our business, the most important thing is the high turnover of funds and sufficient liquidity. Storage and trading centers are fundamental, but these two are also brave and will continue to devour Funds, I want to see them spit out, and some are waiting.
It would be nice to be able to lay another base in London. You might as well ask Second Young Master Wu. In the field I am immersed in, anyone who is bigger than Rong Yexing is like a crucian carp. Rong Yexing can only be regarded as second-rate at best. "
"Boss Ye, why should you underestimate yourself? From my point of view, the future potential of Rongyehang is very great. Even Ah Hao, who just came to London not long ago, has a high opinion of it. Otherwise, even if he has my face, he will It is impossible to lend you money so easily."
The potential is great, which means that it will be difficult at the moment, and it also means that there are still many colleagues who are pressing on Rong Ye's outfit.
"Boss Ye, before coming to London, I have been to several countries and seen Chinatowns in other countries." As soon as Wu Zaisheng finished speaking, Nan Yi continued: "A few decades ago, we Chinese They are still united, but now, to put it bluntly, if they don't cheat their own people, they are considered good compatriots.
The Chinatown here in London is the most united among the Chinese I have seen in the West. As far as I know, this has something to do with the influence of Ah Sheng and his Wu family. "
"Haha, Ah Hao, just speak well and don't need to flatter me by the way." Wu Zaisheng laughed.
Following Nan Yi's words, Ye Ronghuan also complimented: "Song Sheng is not exaggerating, the Chinese in London have indeed gained a lot of honor from Wu Er Shao and your Wu family."
Wu Zaisheng was polite again, and the conversation got back on track.
Nan Yi went on to say, "We Chinese like to do business alone, and we like to talk about it. As for the money, we wish we could put all the money in our pockets, and we just want to eat alone.
But the cakes in this world are limited, and the people who want to eat them are unlimited. After all, a person's ability is limited, and he can only pick up one piece of cake at a time. After you finish eating one piece, you will be free to pick up the next one.
But other people are different. They come together to form a team, and they can pick up several pieces of cake at a time, which is much faster than fighting alone. "
Ye Ronghuan's eyes flashed brightly, and he said, "Song Sheng, you mean to let me bring in a partner?"
"Yes, introduce partners and obtain financing. In this way, the development speed of Rongyehang will be faster, and the goal can be set higher. It is not only the leader of Eagle Country, but even if it is the number one in Europe, it is not impossible. Yes. Even, Rong Ye Xing can be expanded to the whole world in the future.”