Chapter 660 Are you playing me?

Chapter 660 Are you playing me?

Li Xiaoyue thought for a while, then answered cautiously: "I think the issue of buying a house still depends on the individual. For the group with just needs, if the economic conditions allow, now may be a relatively good time to enter the market, because the housing prices in many cities have stabilized."

"But for buyers with investment purposes, they may need to be more cautious, because the possibility of a sharp increase in housing prices in the future is not great."

Lin Yuan nodded in agreement: "Well said! Your analysis is very comprehensive and objective. It seems that you not only have excellent academic performance, but also have a deep understanding of social and economic issues."

Li Xiaoyue smiled slightly, with a hint of pride in her eyes: "Thank you for the compliment, Brother Lin Yuan. I just think that as a student majoring in economics, I should pay more attention to some practical problems and combine the theoretical knowledge learned in class with reality."

Lin Yuan sincerely praised: "This learning attitude is really great! I believe that with your ability and attitude, there will be good development in the future."

Just then, the time reminder in the live broadcast room sounded again, reminding Lin Yuan that the live broadcast time was about to end.

Lin Yuan said with some regret: "It seems that our time is up again. Xiaoyue, I am really glad to meet you. Your story and insights have brought us a lot of inspiration."

Li Xiaoyue smiled slightly, with a hint of hesitation in her eyes.

She took a deep breath, seemed to have made up her mind, and then said: "Actually, Brother Lin Yuan, I came to the live broadcast room today for a special purpose."

Lin Yuan was a little surprised, but soon showed an encouraging smile: "Oh? What is it? Don't worry, you can tell me."

Li Xiaoyue's voice was soft, but with a hint of determination: "I actually want to buy a house."

The barrage in the live broadcast room exploded instantly:

"What? Didn't you just say you couldn't afford it?"

"Is she acting?"

"Wait, let her finish."

Lin Yuan maintained a calm expression and asked gently: "Buy a house? But didn't you just say..."

Li Xiaoyue hurriedly explained: "I'm sorry, Brother Lin Yuan, I didn't tell the truth just now. In fact, I am indeed considering buying a house, but my savings are too little. I came here just to ask around and see how much money is needed to buy a house at the lowest."

Lin Yuan suddenly realized and said softly : "I see. Xiaoyue, you don't have to apologize. Everyone has their own difficulties, and I understand your concerns."

Li Xiaoyue nodded and continued: "I come from a remote mountainous area and was admitted to Renmin University through my own efforts. I am very grateful for the opportunity given to me by the school and I like this city very much. I hope to stay here to work after graduation, so I am thinking about whether I can buy a small house."

Lin Yuan looked at Li Xiaoyue approvingly: "Your idea is very good. Being able to plan ahead for your future is commendable. However, buying a house is indeed a big problem and requires careful consideration."

Li Xiaoyue's eyes flashed with expectation: "Yes, so I would like to ask Brother Lin Yuan, do you have any suggestions for my current situation?"

Lin Yuan thought for a while, and then said: "First of all, I suggest you don't rush. You are still young and have just started your career. Don't put too much pressure on yourself."

Li Xiaoyue listened carefully and nodded from time to time.

Lin Yuan continued: "In addition, I suggest you make a detailed financial plan first. You can set a goal, such as saving enough for a down payment in five years. Then according to this goal, reasonably allocate your income for long-term investment and savings."

The audience in the live broadcast room also gave suggestions:

"You can consider a new house in the suburbs, which is relatively cheaper."

"It is also a good choice to rent a house first and save money slowly."

"It is important to find a good job. It is much easier to buy a house with a high income."

Li Xiaoyue said gratefully: "Thank you Brother Lin Yuan, and thank you for the advice from all netizens. I will consider it carefully."

Lin Yuan smiled and said: "Xiaoyue, remember, buying a house is not everything in life. The most important thing is to live happily and realize your own value. Whether you buy or rent a house in the end, as long as it is your choice after careful consideration, it is the best decision."

Li Xiaoyue's eyes flashed with a touch of emotion , nodded solemnly: "I understand, Brother Lin Yuan. Thank you for your guidance."

Lin Yuan smiled and looked at Li Xiaoyue, and said softly: "Xiaoyue, you don't have to worry. Being able to plan for your future is commendable. Buying a house is indeed a big problem and requires careful consideration, but as long as you are determined, everything is possible."

Li Xiaoyue's eyes flashed with hope, and she asked cautiously: "Really? Brother Lin Yuan, then... Then I want to ask, in my case, how much money do I need to prepare to buy a small house?"

Lin Yuan pondered for a moment, and said seriously: "It depends on the specific situation. The prices of houses in different locations and areas vary greatly. However, in your current situation, I suggest that you consider some small apartments in the suburbs, or second-hand houses. In this case, the down payment will be about 200,000 to 300,000. "

Hearing this number, Li Xiaoyue's face turned pale. She lowered her head, her voice trembling: "200,000-300,000. This is still too much for me."

Lin Yuan saw Li Xiaoyue's disappointment and comforted her: "Don't be discouraged, Xiaoyue. This is just a rough range. In fact, through various channels, we still have the opportunity to find a house that is more suitable for your budget."

Netizens in the live broadcast room also sent encouraging comments:

"Come on, Xiaoyue! I believe you can realize your dream!"

"Take your time, don't rush. Save money first, there will always be opportunities."

"Maybe you can consider sharing a house or a shared property, that way the pressure will be much less."

Li Xiaoyue raised her head and forced a smile: "Thank you for your encouragement. I will continue to work hard."

Lin Yuan noticed the disappointment in Li Xiaoyue's eyes, and an idea came to him, saying: "Xiaoyue, there is actually another possibility. If we are lucky, maybe we can find some special discount houses in the live broadcast room. After all, our program has a great influence, maybe there are homeowners willing to sell at a low price."

Li Xiaoyue's eyes lit up immediately: "Really? Then... How much money will it cost?"

Lin Yuan smiled gently: "It's hard to say, it depends on the specific situation. But as long as it's not particularly outrageous, we can try to help you find it in the live broadcast room. Do you have an expected price range in mind?"

Hearing this, netizens thought that Li Xiaoyue was too embarrassed to say it because she didn't have enough money. Various speculations began to appear on the barrage:

"You don't want to save less than 100,000, right?"

"I guess 150,000. After all, you are a college student and can't save too much."